A local, independent merchant services agent
Cedarline Payments is based in Fort Bend County, Texas, and run by Tony Montalbano.
Why Cedarline exists
Card processing is one of the few costs nearly every business pays every month, and one of the hardest to understand. Statements are long, pricing is buried, and the person who signed you up is often gone by the time you have a question.
Cedarline is built around a simpler idea: one person you can reach, pricing in writing, and setups done right the first time. We work with businesses that are already open and want a clearer deal, and with owners who are opening something new and want payments handled before day one.
As an independent agent, Cedarline works with several partner processors and POS platforms instead of just one, so the recommendation fits your business.
How we work
- Free statement analysis, no obligation
- Every rate and fee in writing before you sign
- Month-to-month options where available
- Cash discount and dual pricing set up properly, with signage
- Help for pre-opening businesses 30 to 60 days ahead
- Based in Fort Bend County; serving Houston and beyond
How Cedarline is paid
Cedarline Payments is a registered sales agent and referral partner. Merchant accounts are provided by partner processors and their sponsor banks, and Cedarline is compensated by those partners when an account is opened. There is no charge to you for the statement analysis or setup help.
Why business owners work with Cedarline
We're a small, independent agent. That means fewer layers between you and the person who set up your account.
One person who answers
You work with Tony directly, from the first statement review to go-live and after. No call-center queue to start.
Pricing you can read
Every quote shows the rate, per-item fee, monthly fees and any equipment terms in writing before you sign.
Options, not one platform
We compare programs from several partner processors and POS platforms, so the setup fits your business instead of the other way around.
Set up correctly
Cash discount signage, receipt settings, tip and tax settings, and test transactions are handled before you go live.
Not sure what you're paying, or what you'll need?
Send a recent statement or tell us about the business you're opening. You'll get a plain-English breakdown and options, with no cost or obligation.